PsychAsk.com

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Terms and Conditions for Members

Introduction

These Member Terms and Conditions (this "Agreement") apply to all users ("you" or "Member") who access and/or use the platform for on-line coaching services ("Expert Platform") available on www.PsychAsk.com (the "Site"). This Agreement applies with respect to a Member's access and/or use of the Expert Platform regardless of where such Expert Platform is made available.

The Site is owned and/or operated by PsychAsk Ltd.; address: 1067, Teréz körút 41, Budapest, Hungary.

In addition to the Site, the Expert Platform, or a portion thereof, may also be made available via third party websites. If you have accessed the Expert Platform, or any portion thereof, via a website operated, managed, maintained or controlled by a third party, your use of such website may be subject to terms and conditions imposed by such third party. PsychAsk is not responsible or liable for any terms, conditions, policies, acts or omissions of any such third parties.

The provision of online coaching services by Experts through the Expert Platform is available for use by children age 3 and above, but the registered members for all users under the age of 18 must be the user’s parent or legal guardian. If you register as the parent or legal guardian on behalf of a minor, you will be fully responsible for complying with our Terms and our Privacy Policy. This Agreement sets forth and contains the terms and conditions between you and PsychAsk. By using any portion of any Site you agree to be bound by this Agreement. You should, therefore, read this Agreement carefully. IF YOU DO NOT AGREE TO BE BOUND BY ANY TERM OF THIS AGREEMENT, DO NOT CONTINUE TO USE ANY PORTION OF ANY SITE. In such case you will not be able to register as a Member or otherwise use the Expert Platform.

PsychAsk may modify this Agreement or any part hereof at any time as may be required for the provisions of services on the Sites and for other legitimate business purposes. PsychAsk will use commercially reasonable efforts to inform you of any material changes to this Agreement. However, Member is encouraged to check the terms of this Agreement frequently. By using the Expert Platform or a Site (including maintaining your account) after any modifications to this Agreement have been made, Member agrees to be bound by such modified Agreement.

The Expert Platform and Content Made Available via the Expert Platform

The Expert Platform allows Members to locate an Expert and ask questions or request advice and/or services directly from such Expert. PsychAsk, via the Expert Platform, enables a Member to negotiate and communicate directly with the Expert and pay for the services purchased by the Member from such Expert (each a "Transaction"). Each Member is solely responsible for every Transaction occurring under his or her account. See also User Name and Password.

Member acknowledges and agrees that Experts are neither employees nor agents nor representatives of PsychAsk, and PsychAsk assumes no responsibility for (a) any act or omission of any such Expert, (b) the accuracy or availability of the Expert Platform or the Sites, (c) the willingness or ability of any Expert to give advice, (d) whether the Member shall find an Expert's advice relevant, useful, accurate or satisfactory, (e) whether the advice of the Expert will be responsive or relevant to the Member's question, or (f) whether the Expert's advice will otherwise be suitable to the Member's needs. PsychAsk does not take responsibility for verifying the skills, degrees, qualifications, credentials or background of any Experts. It is strongly recommended that the Member independently verify the skills, degrees, qualifications, credentials and background of each Expert from whom he or she receives or contemplates to receive advice or services.

The Expert Platform and Site may contain financial information provided by third parties. Such content is provided for informational purposes only and is not intended, and should not be used, for trade or investment purposes. Furthermore, the Expert Platform and Site may include bulletin boards which allow Members to post questions to Experts regarding various topics and allow Experts to volunteer answers to such questions. AS NOTED IN THIS AGREEMENT, PsychAsk DOES NOT WARRANT THE VALIDITY, ACCURACY, OR AVAILABILITY OF ANY CONTENT OR EXPERT ADVICE PROVIDED AND PSYCHASK WILL NOT BE LIABLE FOR ANY DAMAGES SUSTAINED BY MEMBER DUE TO RELIANCE ON ANY SUCH INFORMATION OR ADVICE.

Information furnished by Experts is intended for general information purposes or entertainment purposes only. Any consultation with an Expert via the Expert Platform cannot and does not replace a meeting with a professional. Member is encouraged to verify the information furnished by Experts. Any reliance on such information is done at the Member's full and sole risk and liability.

You are advised that there are clear boundaries surrounding the responsibilities between coaching and psychotherapy, counseling, or other medical treatments in psychology and psychiatry. Specifically, coaching involves providing education and guidance to those seeking to learn and implement a self-directed discovery process respecting their own lives. However, it is important to understand that this is different than psychotherapy, counseling, or other medical treatments in psychology and psychiatry. While both utilize knowledge of human behavior, motivation and behavioral change and interactive techniques, the major differences are in the goals, focus, and level of professional responsibility. Psychotherapy, counseling, or other medical treatments in psychology and psychiatry are health care services and are usually reimbursable through health insurance policies and require licensed health care professionals with accredited training to render. This is not true for coaching. The focus of coaching is development and implementation of strategies to reach client-identified goals of enhanced performance and personal satisfaction. Coaching utilizes personal strategic planning, values clarification, brainstorming, motivational skills, and other similar techniques. However, coaching does not encroach into the areas involving use of skills that only licensed professionals are permitted to deliver. Coaching does not diagnose or treat mental health disorders. It is your responsibility to manage your own mental health, including obtaining necessary exams and ongoing support as needed. Coaching should be seen as a supplement to such a support system but not as a replacement for it. The Website and the Services offered herein are provided solely as a forum and technical means to connect two people interested in having a coaching conversation and does not represent itself as being licensed to provide counseling, psychotherapy, or psychiatric evaluation, psychiatric therapy, or any other service requiring professional accreditation.

If a Member chooses to interact on or through the Expert Platform with any medical professional, mental health professional, or other Experts in a field requiring licensure and/or certification, the Member relationship (as with all other Experts) is strictly with the Expert. PsychAsk is not involved in any way with the substance of that relationship or the advice or information given therein, and PsychAsk does not validate the information or advice provided to you by such Experts.

The advice or information provided is for informational purposes only and cannot be considered a substitute for a face-to-face physical examination of the Member by a doctor or other health professional. Members should not rely on or make health decisions based on advice provided by any Expert on the Expert Platform. PsychAsk strongly recommends that a Member seeking medical or mental health advice make an appointment for an examination in person with a qualified professional.

PsychAsk does not review, endorse, recommend, verify or evaluate, or otherwise provide any warranty or guarantee with respect to, any mental health professional, medical professional, or other Experts on the site. Member understands that it is his or her responsibility to check the certification and/or licensing of the Experts with the applicable state licensing board or authorities in the Expert’s state or country.

Member understands and agrees that, although a mental or medical health professional, or other Experts may have been accessed through Expert Platform or the Site, PsychAsk cannot predict or assess the competence of, or appropriateness for Member's needs, of the professional or other Experts. Member also acknowledges and agrees that Member takes full responsibility for the decision to access a medical professional, mental health professional, or other Experts through the Site and to continue to interact with the medical professional, mental health professional, or other Experts, and that the role of PsychAsk is strictly limited to providing access to such professionals and other Experts for Member's consideration.

Member hereby releases and agrees to hold harmless PsychAsk and its affiliated companies and the directors, officers, employees, agents, successors, Experts, consultants and assigns of any of the foregoing from any and all causes of action and claims of any nature resulting from any act, omission, opinion, response, advice, suggestion, information and/or service of any medical professional, mental health professional, or any other Experts in a field requiring licensure and/or certification, who may be accessed through the Expert Platform or any Site.

IF YOU ARE THINKING ABOUT SUICIDE, IF YOU FEEL THAT YOU MAY BE A DANGER TO YOURSELF OR TO OTHERS OR IF YOU OTHERWISE HAVE ANY MEDICAL EMERGENCY, PLEASE IMMEDIATELY NOTIFY THE POLICE OR EMERGENCY MEDICAL SERVICES IN YOUR AREA.

If a Member chooses to interact with any Expert in the Spirituality & Religion, or other entertainment-related fields, the Member relationship (as with all other Experts) is strictly with the Expert. Any opinion, response, advice, suggestion, prediction, information and/or other service provided by any such Expert is provided for entertainment purposes only. Member hereby releases and agrees to hold harmless PsychAsk, its directors, officers, employees, agents, successors, Experts, consultants, and assigns from any and all causes of action and claims of any nature resulting from any act, omission, opinion, response, advice, suggestion, prediction, information and/or service of any Experts in the Spirituality & Religion, or other entertainmentrelated fields.

Disclaimer of Warranty

PsychAsk does not review, endorse, recommend, verify, evaluate, warrant or guarantee the qualifications, expertise, claims or background of any Expert or any opinion, response, advice, prediction, recommendation, information or other service provided by any Experts. Nothing contained in this Agreement, on the Expert Platform, on any Site, on any third party site or provided otherwise shall be considered as a referral, endorsement, recommendation, verification, warranty or guarantee with respect to (a) any Expert; (b) the Expert Platform; (c) any opinion, response, advice, prediction, recommendation, information or other service provided by any Expert or otherwise made available on the Expert Platform; or (d) the validity, accuracy, availability, completeness, safety, legality, quality or applicability of any content or anything otherwise said or written by any Expert, including any biographical information, qualifications, or other information spoken by any Expert or contained in or made available on the Expert Platform, any Site, any blog or any other forum.

MEMBER ACKNOWLEDGES AND AGREES THAT THE SITE AND EXPERT PLATFORM ARE PROVIDED "AS IS", AND THEREFORE MEMBER WILL NOT HAVE ANY CLAIM OR DEMAND AGAINST PsychAsk, ITS AFFILIATES, OR ANY OF THE FOREGOING'S OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUBCONTRACTORS, REPRESENTATIVES OR AGENTS WITH RESPECT TO ANY SITE, THE EXPERT PLATFORM OR ANY EXPERTS. THE USE OF A SITE AND THE EXPERT PLATFORM IS AT THE MEMBER'S SOLE RISK. TO THE FULLEST EXTENT OF THE LAW, PsychAsk EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SECURITY OR ACCURACY.

PsychAsk expressly disclaims all representations and warranties related to information posted or transmitted by Experts. If a Member decides to rely on information provided by an Expert, Member must exercise a high level of care. The Member shall not have any claim or demand against PsychAsk, its parent, affiliates, and/or any of the foregoing's officers, directors, shareholders, employees, sub-contractors and/or agents with respect to any service or advice Member receives, uses and/or relies on. PsychAsk will not be deemed the Expert of any Expert's services or other information acquired through the Expert Platform or the Site. The purchase of the services of any Expert is entirely at the Member's sole risk.

PsychAsk does not assume, and will not be liable for: (1) the accuracy or availability of any site or the Expert Platform; or (2) any damages or injury arising from or related to any Site, the Expert Platform and/or any opinion, response, advice, prediction, recommendation, information and/or other service provided or not provided by any Experts.

Additional Disclaimers

PsychAsk will not be liable for enforcing any agreement that was made between an Expert and a Member, including a Member fee agreement. Member will be solely responsible for any agreement made with an Expert.

In the event of a dispute regarding any Transaction conducted via the Expert Platform or a Site, the Member hereby relieves PsychAsk, its affiliates, their respective officers, directors, shareholders, employees, sub-contractors and agents from all manner of actions, claims or demands and from any and all losses (direct, indirect, incidental or consequential), damages, costs or expenses, including, without limitation, court costs and attorneys' fees, which Member may have against one or more of the above.

Limitation of Liability

MEMBER EXPRESSLY UNDERSTANDS AND AGREES THAT PsychAsk, ITS AFFILIATES, AND ANY OF THE FOREGOING'S OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS SHALL NOT BE LIABLE TO ANY MEMBER OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE). MEMBER FURTHER EXPRESSLY UNDERSTANDS AND AGREES THAT: (A) PsychAsk, ITS AFFILIATES AND THE FOREGOING'S OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS' AGGREGATE LIABILITY FOR DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT AND ANY AND ALL USE OF THE SITES WILL NOT EXCEED THE LESSER OF THE TOTAL AMOUNT OF MONEY PAID BY MEMBER TO EXPERTS THROUGH THE APPLICABLE SITE IN THE ONE MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE AND $100; AND (B) PsychAsk DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY AN EXPERT IN CONNECTION WITH PAYMENT FOR SERVICES BY THE MEMBER AND MEMBER AGREES TO INDEMNIFY, DEFEND AND HOLD PSYCHASK HARMLESS IN CONNECTION WITH ANY SUCH CLAIM. THE FOREGOING LIMITATIONS AND EXCLUSIONS WILL APPLY REGARDLESS OF WHETHER THE CAUSE OF ACTION ARISES IN CONTRACT, IN TORT OR OTHERWISE AND NOTWITHSTANDING THE FAILURE OF THE ESSENTIAL PURPOSE OF ANY REMEDY OR NEGLIGENCE.

In the event applicable law does not allow the limitation of liability as set forth above, the limitation will be deemed modified solely to the extent necessary to comply with applicable law, and the maximum liability to PsychAsk will be capped at $10. This section (limitation of liability) shall survive termination or expiration of this Agreement.

Member Affirmation, Conduct and Use

By submitting the Member registration form, you, the Member, represent, warrant and agree to the following:

• You are authorized to submit a Member registration, or that you are authorized to represent the person who is submitting a Member registration, and that you are authorized to sign the Member registration form on behalf of yourself or on behalf of the person that you represent and bind him or her.

• The information furnished by you in the registration form is accurate, true, current and complete, and you will maintain and update such information during the term of this Agreement so that it will remain accurate, true, current and complete.

• The information furnished by you in the registration form is accurate, true, current and complete, and you will maintain and update such information during the term of this Agreement so that it will remain accurate, true, current and complete.

• You are solely responsible for verifying the Expert’s identity, qualifications, credentials, biographic information, licenses held and other information.

• PsychAsk is not involved in any transactions between you and any Expert.

• PsychAsk does not take any responsibility for verifying the identity, qualifications, credentials, biographic information, licensure, and/or any other information regarding any of the Experts.

• PsychAsk does not control the quality, relevance or accuracy of any advice provided by an Expert, and PsychAsk does not determine whether any Expert is qualified to provide any specific advice, whether an Expert is categorized correctly or in the most appropriate category to provide the advice sought by a Member, or whether any postings on the Expert Platform or a Site or any transmissions through the foregoing by a Member or an Expert is accurate, correct, relevant or appropriate.

• You hereby grant PsychAsk an unlimited, irrevocable, royalty-free license to use, reproduce, edit, copy, transmit, distribute, publicly display, publicly perform, create derivative works based on, on a world-wide basis, any information or content that you post, transmit, deliver or receive via the Expert Platform, a Site or otherwise from or to an Expert.

• All interactions between you and an Expert will be billed through the Expert Platform regardless if the interaction is online or offline. You agree to abide by the pricing terms agreed upon with an Expert while using the Sites and to pay to PsychAsk all fees for services rendered to you by Experts.

• Member will not take any actions that may undermine, disrupt or manipulate the integrity of the Member feedback (rating) system on any Site. Currently only ratings for paid sessions of $1.00 and more will count towards the Expert's public ratings and rating average. PsychAsk may change the above-mentioned minimum session fee for ratings at any time and without warning, and even remove old ratings posted for paid sessions with a fee lower than any newly set minimum fee. PsychAsk also reserves the right to exclude without explanation any rating that we think may compromise the integrity of the Member feedback system.

• Member will not interfere with or disrupt, or attempt to interfere with or disrupt, any PsychAsk servers, networks or equipment connected to a Site.

• Member will not attempt to gain unauthorized access to any other computer system or network connected to a Site.

• Member will not transmit, upload, email, post or otherwise make available through the Service or any Site: (A) any "junk mail", "spam", or any other types of unsolicited email or bulletin board postings; or (B) any unlawful, harassing, libelous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful, or otherwise objectionable material of any kind.

• Member will not disobey or breach this Agreement or any other applicable agreements or instructions conveyed by PsychAsk.

• Member will not violate any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code.

• Member will not transmit, upload, email, post or otherwise make available: (A) any information or material that infringes upon a third party right, especially intellectual property rights; (B) any third party advertisements, including banner exchange services; (C) any software viruses, Trojan horses, worms or any other malicious application or code; or (D) any information or material which may constitute or encourage conduct that is a criminal offense or civil wrong or otherwise violates any applicable law.

• PsychAsk enables the transfer of files between Members and Experts. When opening such file attachments received from Experts it is the Member's responsibility to scan them with an anti-virus software application prior to opening them.

• Member will not impersonate any person or entity, or make any false statement regarding his or her employment, agency or affiliation with any person or entity.

• Member will not stalk, threaten or harass any Expert or Member or infringe upon or attempt to infringe upon their privacy.

• PsychAsk may elect, but is not required, to review the Member's personal profile and amend any typing or spelling errors. PsychAsk does not examine the validity or accuracy of the details in the Member's personal profile or in any of the Member's postings or transmissions. Without derogating from the above or any other term of this Agreement, PsychAsk may, in its absolute discretion, refuse to post, transmit or remove any content uploaded by the Member and/or remove any content violating this Agreement. The Member will bear all the risks associated with the uploading and transmitting of material while utilizing a Site and/or PsychAsk's services, including reliance on its accuracy, reliability or legality.

• You agree that all interaction with Experts (as applicable) shall be respectful and positive, and shall under no circumstances be abusive, derogatory, defamatory, sexist, racist, illegal or false. You shall also keep all personal information that you learn or discover from any member or Experts as completely confidential, and shall not disclose this information to anyone without the permission of the member or the Expert. Exceptions to this are situations where: (a) you have a relationship with more than one Expert in which case your Expert may all communicate with each other but to no other party; (b) where required by law; (c) in situations where an imminent risk to someone may be involved; or (d) with express permission from us.

Fees and Payment

Member shall ensure that all credit card and payment information presented by Member is accurate and correct and kept updated at all times and that Member is fully authorized to use such credit card and payment information for purposes of paying for services made available via the Expert Platform.

Member is solely responsible for paying all fees incurred for the use of the Expert Platform, including each Transaction under the Member's account. See also User Name and Password. Member shall also be responsible to reimburse PsychAsk for any expenses incurred by PsychAsk to collect fees, including but not limited to any fees resulting from incorrect credit card information or fees incurred under a Member's account disputed in violation of this Agreement. A Member may make payments by charging the fees to the credit or debit card or the Paypal account on file. Each Member hereby expressly authorizes payments for all fees for each Transaction occurring under the Member's account.

Additionally, Member may deposit amounts as reserved funds as part of the Member Account. Deposits may be made via a credit or debit card or Paypal account. Fees will then be deducted from the reserved funds as incurred, either as services are rendered, or promptly after a session with an Expert ends. The reserve funds feature is offered by PsychAsk to Members for their convenience and is free for active accounts.

PsychAsk will use reasonable efforts to process the payments due from the Member according to the terms agreed upon between Member and an Expert within seven (7) working days from the execution date of each transaction. Due to credit card and debit card payment processes, there may be a delay in processing charges. Charges incurred over a several day period may be consolidated and charged as a single charge to the Member's credit card or debit card. As a result, it is recommended that Members keep track of their own usage. Member is obligated to report to PsychAsk in cases when he or she was billed directly by an Expert (i.e. not through PsychAsk). Such report should include a description of the service that was rendered by the Expert and the price charged. Time charges to Members are based on increments of a session as measured on PsychAsk's servers. Charges to Members are rounded up so that any part of a minute is considered a full minute of time charges. PsychAsk's billing system is not fault-free; therefore PsychAsk shall not be liable for any problems, miscalculations or malfunctions in processing the payments owed by the Member. If the Member thinks that a mistake has occurred he or she may send his or her complaint to PsychAsk.com.

While Members are solely responsible and liable for all uses of the Expert Platform (including, but not limited to, the selection of Experts, communications with Experts and fee arrangements with Experts), and while Members assume the risk that any communications with an Expert may or may not address a Member's questions or otherwise be satisfactory, relevant or acceptable to the Member, in certain limited circumstances PsychAsk may elect to refund a payment made by a Member for a communication session with an Expert.

User Name and Password

When you, the Member, create and open an account with PsychAsk, you will be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password and user name and any other security information related to your account. You will be fully responsible for all activities that occur under your account, user name and/or password. You may not use the account, username or password of someone else at any time. You will immediately notify PsychAsk of any unauthorized use of Member's password, user name, e-mail, or any other breach of security. PsychAsk encourages Member to change their password at least once a month. PsychAsk will not be liable for any loss that you incur as a result of someone else using your account or your password, either with or without your knowledge. PsychAsk will hold you liable and responsible for any losses incurred by PsychAsk due to someone else's use of your account or password.

Links

The Site may contain links or other content related to web sites, products and/or services offered by third parties. PsychAsk has no control over any such links, content, web sites, products or services or any information provided or transmitted via such links, web sites, products or services, or otherwise provided by any such third party. The Member acknowledges and agrees that PsychAsk is not responsible for the availability of such third party links, content, web sites, products or services and will not be responsible or liable for any content, advertising, products or other materials contained therein or the business practices or privacy practices related thereto. The Member warrants and agrees that PsychAsk will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such link, web site, content, product and/or service. PsychAsk encourages the Member to, at a minimum, be aware when he or she leaves a Site and to review the privacy practices related to third party sites.

Advertisements

PsychAsk may include on the Sites advertisements on its own behalf or paid advertisements on behalf of third parties. By clicking on the advertisements, the Member may be redirected to a web site of the advertiser or receive other messages, information or offers from the advertiser.

The Member acknowledges and agrees that PsychAsk is not liable or responsible for the content, products or services of such advertisers or the web sites, links, information, messages, offers or privacy practices of such advertisers. The Member is wholly liable for all communications and transactions with advertisers.

Modifications and Termination of Services

PsychAsk reserves the right to modify or discontinue, temporarily or permanently, any service in or on the Sites, with or without notice to Member. Member agrees that PsychAsk shall not be liable to Member or to any third party for any modification or discontinuance of any service offered by PsychAsk, or for any losses or damages that may result to Member or any third party from such discontinuation or interruption of service.

PsychAsk's services depend on various factors such as software, hardware and communications networks of PsychAsk, its contractors and suppliers. PsychAsk does not guarantee that PsychAsk's service will be uninterrupted or that it will be timely, secure or error-free.

PsychAsk, in its sole discretion and for any reason, may terminate Member's participation in the services and refuse any and all current or future use by Member of the Sites.

PsychAsk Intellectual Property

The Sites contain copyrighted material, trade secrets and proprietary information owned by PsychAsk or its licensors. This Agreement does not grant to the Member any rights to patents, copyrights, trade secrets, trade names, trademarks (whether registered or unregistered), domain names or any other rights, functions or licenses in respect of the Sites or any material or information appearing on the Sites or any services offered by PsychAsk. The Member may not create any derivative work or technology based upon any trade secret, intellectual property, confidential or proprietary information of PsychAsk, an affiliated company, or its licensors. Furthermore, the Member may not sublicense, assign, transfer, sell or make any other commercial use of his or her membership in the Sites.

The Member may not adapt or use any trademark, service mark, trade name, logo or domain name similar to or likely to be confused with those of PsychAsk, any of its affiliated companies or its licensors, or take any other action that infringes upon or impairs any of the foregoing’s trademark or other intellectual property rights.

PsychAsk, its affiliated companies or its suppliers are the sole owners of all intellectual property, and in particular the copyright, trademarks, database and patents, in the Sites and in any software, application, graphics, text and other materials used therein, including the organization and selection of the materials contained therein. In addition, except as otherwise expressly set forth or provided in this Agreement, PsychAsk, its affiliated companies or its suppliers shall retain all ownership rights in and to all content displayed on the Sites, including copies of data transferred or received by Member through the Sites. This section shall survive expiration or termination of this Agreement.

Privacy

By registering as a Member and agreeing to the terms and conditions of this Agreement, you are also agreeing to the terms of PsychAsk's Privacy Policy.

Permitted and Required Disclosures

PsychAsk may disclose Member information, including, but not limited to, personal information, transcripts, surveys, and recordings, if PsychAsk reasonably believes that disclosure (i) is necessary in order to comply with a legal process (such as a court order, subpoena, search warrant, etc.) or other legal requirement of any governmental authority, (ii) would potentially mitigate PsychAsk's liability in an actual or potential lawsuit, (iii) is necessary or appropriate to protect Company’s rights or property, or the rights or property of any person or entity, (iv) is necessary or appropriate to enforce this Agreement (including, but not limited to, ensuring payment of fees by Members), or (v) is required or necessary to deter illegal behavior (including, but not limited to, fraud).

Copyright Policy

PsychAsk respects the intellectual property of others, and we ask our users to do the same.

PsychAsk may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide PsychAsk the following information:

• an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

• a description of the copyrighted work that you claim has been infringed, including the URL (web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;

• a description of where the material that you claim is infringing is located on the Site, including the URL;

• your address, telephone number, and email address;

• a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and

• a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Limited License

PsychAsk grants Member a limited, nonexclusive, revocable right to use the Sites provided that Member does not copy, modify, create a derivative work of, reverse engineer or otherwise attempt to discover any source code thereof, and provided further that you remain fully compliant with all terms and conditions of this Agreement and all other policies referenced herein or otherwise made available on the Sites.

Indemnification

Member shall defend, indemnify and hold PsychAsk, its affiliates and its and their officers, directors, employees, consultants, representatives and agents (collectively, the "Indemnified Parties") harmless from any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and reasonable attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against an Indemnified Party related to: (a) any breach of any representation, warranty, covenant or agreement made or to be performed by Member according to this Agreement; (b) Member's refusal to pay for services provided by any Expert; (c) any content Member submits, posts or transmits through a Site and/or the Expert Platform or otherwise provided by Member; and (d) Member's use of any Site and/or the Expert Platform. This section shall survive expiration or termination of this Agreement.

Notice

PsychAsk may provide notices or other communications to you regarding changes to this Agreement and/or changes to any aspect of the Expert Platform or Sites, by email to the email address that we have on record, by regular mail or by posting on the Site and/or the Expert Platform. The date of receipt shall be deemed the date on which such notice is given. Notices sent to PsychAsk must be delivered via express delivery or regular mail.

No Assignment

You shall not assign your rights or obligations pursuant to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of PsychAsk. Any purported assignment without the prior written approval of PsychAsk will be null and void and of no force or effect.

Miscellaneous

Nothing in this Agreement shall be construed as making either party the partner, joint venture, agent, legal representative, employer or employee of the other. Neither party shall have, or hold itself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on the other, except as provided for herein or authorized in writing by the party to be bound. This Agreement shall be interpreted only in accordance with the laws of Hungary (excluding any rules governing choice of laws), and any legal proceeding arising out of this Agreement will occur exclusively in the courts located in Hungary. This Agreement will be binding and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto. This Agreement (and the policies referenced herein and incorporated by reference) constitutes the entire agreement between PsychAsk and Member with respect to the subject matter hereof, and Member has not relied upon any promises or representations by PsychAsk with respect to the subject matter except as set forth herein. Persons and entities who live in a territory that is prohibited by law, regulation, treaty or administrative act from entering into trade relations with Hungary are not permitted to use or access the Expert Platform or the Sites.

No amendment to this Agreement will be effective unless made in writing. The paragraph headings herein are solely for the sake of convenience and will not be applied in the interpretation hereof. If any provision of this Agreement is held by a court of competent jurisdiction to be illegal, invalid, unenforceable, or otherwise contrary to law, the remaining provisions of this Agreement will remain in full force and effect.

PsychAsk Contacts

Address: 1067, Teréz körút 41, Budapest, Hungary.

Tel (Europe): +36 30 497 5980

Tel (USA): +1 (646) 661-2882

For Members & visitors:

E-mail: help@PsychAsk.com

For Experts:

E-mail: recruitment@PsychAsk.com

Skype: PsychAsk.com

For Payment issues:

E-mail: payment@PsychAsk.com

Updated: September 1, 2014

Terms and Conditions for Experts

Welcome to www.PsychAsk.com (the "Site"), the website that is a platform for on-line coaching services.

The Site is owned and/or operated by PsychAsk Ltd.; address: 1067, Teréz körút 41, Budapest, Hungary.

These terms and conditions (this “Agreement”) sets and contains the terms and conditions between you, an expert in your field ("Expert") and the Site Provider. By registering on the Site, you are agreeing to be bound by this Agreement. You should therefore read this Agreement carefully. If, however, you do not agree to be bound by this Service Agreement, do not register as an Expert on the Site.

YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.

In addition, by registering as an Expert and/or using the Site, you also are agreeing to the terms of the Site’s Privacy Policy. When you register as an Expert you automatically become a site customer, therefore the provisions of the Member Terms and Conditions for Members are an integral part hereof, and are incorporated herein as part of this Agreement.

Activities by the Site Provider

The Site provides a platform where an Expert may present his or her expertise and sell advice or services to interested Site users ("Customers"). The Site Provider makes no representation or warranty whatsoever as to success of an Expert on the Site for the number of clients or amount of business, or the willingness or ability of Customers to pay for any advice given by any Expert (regardless of whether the Site Provider provides promotional support). As a platform where Experts can offer services, the Site Provider is not involved in any transactions between Experts and Members. The Site Provider does not control the accuracy of any postings on the Site or transmissions through it by Members. In addition, the Site Provider takes no responsibility for verifying the identity of any of its Members. Therefore, you are encouraged to verify the details and credit-worthiness of those Members to whom you give or contemplate giving advice.

The Site Provider may review any Expert’s personal profile and amend any typing or spelling errors. The Site Provider takes no responsibility for examining the truthfulness or accuracy of the details in an Expert’s personal profile, credentials, qualifications, or any Experts’ postings or transmissions. However, the Site Provider may, in its absolute discretion, remove or refuse to post or transmit any content uploaded by an Expert. Without derogating from the above, the Site Provider may remove any content violating this Agreement. Each Expert bears all risks associated with the uploading and transmitting material utilizing the Site, including reliance on its accuracy, reliability or legality. The Site Provider reserves the right to modify or discontinue, temporarily or permanently, the services in the Site, with or without notice to you. You agree that the Site Provider shall not be liable to you or any third party for any modification or discontinuance to the Site's services, or for any losses or damages that may result to you or any Member you advise from such discontinuation or interruption of service.

The Site's services depend upon different factors such as: software, hardware and communications networks of the Site Provider, its contractors and suppliers. Hence, the Site Provider cannot guarantee that the Site will not be interrupted, or that it will be timely, secure or error-free.

The Site Provider, in its sole discretion and for any reason, may terminate your participation in the Site and refuse access by you to any and all current or future use of the Site.

Disclaimer of Warranty, Limitation of Liability and Release

YOU ACKNOWLEDGE AND AGREE THAT THE SITE IS BEING PROVIDED FOR USE AS IS. THE USE OF THE SITE IS ACCORDINGLY BEING MADE AT YOUR SOLE AND ENTIRE RISK, WITHOUT WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY OR ACCURACY. THE SITE PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY ITS MEMBERS.

If you decide to provide your services through the use of the Site, you must exercise a reasonable standard of care, at least the same as a professional Expert would in a similar transaction not conducted through the internet, or the standard of care mandated by your profession, whichever is higher. You shall not have any plea, claim or demand against the Site Provider, its affiliates, and their respective officers, directors, shareholders, employees, sub-contractors and agents in respect of any services you provide in connection with the use of the Site. The Site Provider will not be deemed the provider or recipient of any services acquired through the Site. The sale or purchase of services is accordingly at your sole and entire risk.

Under no circumstances will the Site Provider, its affiliates, and their respective officers, directors, shareholders, employees, sub-contractors and agents be liable to any Expert for any indirect, incidental, consequential, special, punitive or exemplary damages (including but not limited to loss of business, revenue, profits, use, data or other economic advantage), however it arises, whether in action of contract, negligence or other tortious action, or arising from the services or any provision of this agreement. The Site Provider, its affiliates, their respective officers, directors, shareholders, employees, sub-contractors and agents’ aggregate liability for direct damages arising with respect to this agreement will not exceed the lesser of total amount of money paid to the Site Provider by you through the Site in the six month period prior to the date the claim arose and $100. You acknowledge and agree that the Site Provider disclaims any liability with respect to any claim, suit or action brought by a Member in connection with provision of any services by you (including, without limitation, representations by you as to your qualifications and advice) through the Site.

The Site Provider will not be liable for enforcing any agreement that was made between you and any Member, including any Expert fee agreement, and you will be solely responsible for any such agreement. You further acknowledge and agree that you will solely be responsible and liable for any damages to any Member to whom you provide services and where that Member suffers damages arising from or connected to such services. In the event of a dispute regarding any transaction conducted through the Site, you hereby release the Site Provider and its affiliates, and their respective officers, directors, shareholders, employees, sub-contractors and agents from all manner of actions, claims or demands and from any and all losses (direct, indirect, incidental or consequential), damages, costs or expenses, including, without limitation, court costs and attorney's fees, which you may have against one or more of the above.

Additional Expert Representations and Warranties

At all times you will provide correct and accurate representation of skills, degrees, qualifications, background and other information as prompted by any form on the Site, and will maintain and update all such information at all times while you are an Expert to keep it true, accurate, current and complete. You will maintain such skills, qualifications and other information, including maintaining your status in good standing as a licensed professional in any jurisdiction, as may be required by that jurisdiction, where you practice and/or your profession. You shall not perform services or offer advice in any jurisdiction where you are not authorized or licensed or in good standing to do so.

You will not provide any legal or medical advice or other advice or information which may only be lawfully rendered or provided by a licensed professional who has established a physician-patient relationship, attorney-client, or other relationship. You will not provide any medical or legal information unless you are a licensed professional in good standing in the relevant field of expertise and you abide by all relevant laws, rules and regulations, including, without limitation rules of ethics and professional responsibility.

You will not misrepresent yourself or create a misleading name or listing. The foregoing requirements are ongoing obligations for you to maintain and update on a regular basis.

The advice or information you provide to Members is for informational purposes only and cannot be considered a substitute for a face-to-face physical examination of the Member by a medical professional. You will provide information and advice only about non-emergency matters. For emergency matters you will instruct the Member to immediately call 911 or their local emergency assistance. In addition, you will not engage in the practice of medicine or enter into a physician/patient relationship with any Member through the Site. In addition, you agree that you:

Will not diagnose, treat, test, recommend a course of treatment, or otherwise provide or perform services that require an in-person physical examination of a Member

Will not prescribe or dispense medicines;

Will recommend that Members seek the advice of a physician who can perform an in-person physical examination; and

Will advise Members that your advice is not a substitute for the advice of a physician after physical examination and that your advice is for informational purposes only.

Expert’s Conduct

You will be solely and fully liable for all conduct, services, advice, postings and transmissions that are made under your user name and password. You represent, warrant and declare that while you are using the Site as an Expert, you will act according to the following rules:

You will be solely responsible for the services provided to Members and to the verification of Members’ identity and other information delivered to you by Members;

You will not attempt to provide any service that you are not qualified to provide, even if requested to do so by a Member. You will not answer questions from the Public Board in fields that are not within your fields of expertise and you will not mislead Members to believe that you can provide a service outside your field(s) of expertise;

All interactions between Experts and Members will be billed through the Site regardless if the interaction is online or offline. You agree to abide by the pricing terms agreed upon with Members while utilizing the Site;

All contact between Experts, consumers and any other users who are introduced through the Site platform must be conducted only through the Site platform. Exchange of personal contact information is strictly prohibited. Any exchange of contact information or communication outside of the Site platform, whether via personal email, phone, in person or any other means, is strictly prohibited and is a violation of this Agreement. In the event the Site Provider suspects or determines any such unauthorized contact, the Site Provider reserves the right to withhold payments, levy fines, and/or suspend or terminate service in its sole and absolute discretion;

You will not take any actions which may undermine, disrupt or manipulate the integrity of the Member feedback (rating) system on the Site. Currently only ratings for paid sessions of $1.00 and more will count toward the Expert’s public ratings and rating average. The Site Provider may change the above-mentioned minimum session fee at any time and without warning, and even remove old ratings given for paid sessions with a fee lower than any newly set minimum fee. The Site Provider also reserves the right to exclude without explanation any rating that we think may compromise the integrity of the Member feedback system;

You will not use any device, software or routine to interfere with or disrupt the Site or servers or networks connected to the Site or disrupt any other person’s use of the Site;

You will not attempt to gain unauthorized access to other computer systems or networks connected to the Site, whether by hacking, password "mining" or any other method of gaining access;

You will not transmit "junk mail", or any unsolicited mass distribution of e-mail or bulletin board postings;

You will not transmit through the Service any unlawful, harassing, libelous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful or otherwise objectionable material of any kind;

You will not disobey or breach this Agreement or any other applicable instructions conveyed by the Site Provider or its officers;

You will not violate, or aid or abet the violation of, any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code;

You will not upload, post, e-mail, transmit or otherwise make available: (a) any information or material that infringes a third party right, especially copyright or other intellectual property rights; (b) any third party advertisements, including banner exchange services; (c) software viruses, Trojan horses, worms or any other malicious application or (d) any information or material which may constitute or encourage conduct that is a criminal offense or civil wrong or otherwise violates any applicable law;

You will not impersonate any person or entity, or make any false statement regarding your employment, agency or affiliation with any person or entity;

You will not stalk, threaten or harass Members or other Experts or invade or attempt to invade their privacy;

You will not engage in conduct that is harmful, unethical, fraudulent, deceptive or offensive;

You will not disclose any information that was provided to you by a Member and will use your best efforts to guard Member's privacy;

You agree to comply with all applicable laws regarding use of this Site. You may not use this Site to solicit the performance of any illegal activity or other activity which infringes the rights of the Site Provider or others;

You may not operate robots or spiders to scan the Site's database;

You may not use "deep linking" within the Site to your personal web page and any other third parties;

and You may not view the Site with a graphic user interface different from the one provided by the Site Provider.

Fees

Site Provider will use reasonable efforts to process each Member’s credit card (or chosen payment method) for the amount agreed upon between the Member and Expert within seven (7) working days from the execution date of each transaction. The Site's commission structure (the "Commission") will be as follows:

The Site Commission is 30% applied on a per-session basis, after the Member has been invoiced and paid the final session fee. Commission is calculated as follows:

Commissions will not apply to any advice or information given for free (in accordance with these Terms and Conditions).

A "Live Private Session" includes a private session between an Expert and a Member via voice, chat, video or any other medium. The Commission for Live Sessions remains at the rate identified above regardless of the session amount.

The Commission is deducted from the total Expert Fee generated for the Live Private Session. The Site Provider reserves the right to modify the Fees at any time without prior notice. However, the Site Provider will use reasonable efforts to notify the Experts in advance of any such change via e-mail and/or messages, and/or posting modifications to the Site. Additionally, administrative fees may apply for certain additional administrative functions provided by the Site, which may include, but is not limited to, cancelling checks, resending checks to a new address, or initiating wire transfers.

The Commission will be deducted from any Expert Fees or other payment that will be received by the Site Provider and credited to your account immediately upon receipt of such payment. Within thirty (30) days following the end of each month, the Site Provider will deliver payment to you as follows: the Expert Fees actually received by the Site Provider in the prior month less the applicable Commission and applicable tax or withholding taxes (if there are any). However, if the payment to you for any given month would be less than (fifty dollars) $50, the Site Provider may hold such payment until the amount due is equal to or exceeds (fifty dollars) $50. The Site Provider will send payment via online payment methods or PayPal. You are solely responsible for reporting and paying any applicable tax or tariffs in connection with fees receivable or received due to your participation in the Site.

Notwithstanding any of the foregoing, you acknowledge that the Site Provider may withhold, in its discretion, amounts paid by Members by credit card until adequate time has passed to ensure that the payment will not be disputed by the paying Member or charged back by such Member's credit card issuer, or, if the Site Provider reasonably believes that fraudulent activity may have occurred in connection with payment, until the Site Provider is able to verify that no such activity has occurred. If for any reason the Member has not paid the Expert Fee or has paid but has later charged back such payment, no Expert Fees will be paid to you for that transaction and if the payment has already been made to you, you are required to repay this amount immediately to the Site Provider, and the Site Provider has the right to deduct this amount from your account or from future payments. In the event a payment has been made by the Site Provider, but has not been processed by you, the Site Provider may cancel that form of payment. For Experts who simultaneously participate as Members, the Site Provider shall be entitled to transfer or set-off payments from your pending earnings against your outstanding balance as a Member.

The Site's billing system is not error-free, and the Site Provider shall not be liable for any problems, miscalculations or malfunctions in processing Expert Fees or other payments due to you. If you think that a mistake has occurred you must send your complaint to the Site within 30 days of discovery of such mistake.

User Name and Password

When you create and open an account with the Site, you will be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password and user name and any other security information related to your account. You will be fully responsible for all activities that occur under your account, user name or password. You may not use the account, username or password of any other Expert or Member at any time. You will immediately notify the Site Provider of any unauthorized use of your password, user name, e-mail or any other breach of security. The Site Provider encourages Experts to change their password at least once a month. The Site Provider will not be liable for any loss that you incur as a result of any breach of your account, either with or without your knowledge. You may be held liable for any losses incurred by the Site Provider due to someone else’s use of your account or password

Expert Information

In order to use the Site, both Members and Experts must first complete the registration form. During registration, the Expert is requested to furnish contact information, such as name and e-mail address. Expert is encouraged to provide additional personalized information (such as experience and qualifications) and unique identifiers (such as a screen name), so the Site Provider may provide a more personalized experience on the Site. In such case you may decide whether you wish to provide such information or not.

Any information or content that you post or transmit through the Site will not be considered as your confidential information. You grant the Site Provider an unlimited, irrevocable, royalty-free license to use, reproduce, display, edit, copy, transmit, process, control, publicly perform and create derivative works, communicate to the public or any third party any such information and content on a world-wide basis. In addition, the Site Provider may disclose your information in accordance with the “Use of Data” section below.

Expert and Member Communication

The Site provides a platform for registered Experts to provide Members with advice that they seek. By utilizing the Site, Experts and Members can negotiate and enter into a contract for advice. The Site Provider does not screen or edit the content of communications between Experts and Members, but the Site Provider may screen, copy, transmit and review all communications conducted by or through the Site for technical support and/or in order to uphold the terms of this Agreement. Such communications are, as between Expert and Member, confidential, personal and private unless both the Member and the Expert agree to other distribution. Except as provided in the next sentence, all communications between Experts and Members are NOT encrypted and thus may be subject to unauthorized interception and monitoring. Currently, chat and live video communications between the Expert’s computer (or other device) and the Site's servers are encrypted, but only if the Expert is using the most current version of the Site's software. E-mail and phone communications are not encrypted and thus may be more susceptible to unauthorized monitoring.

Use of Data

The Site Provider may disclose your information, including but not limited to personal information, transcripts, surveys, and recordings, if the Site Provider reasonably believes that disclosure (i) is necessary in order to comply with a legal process (such as a court order, subpoena, search warrant, etc.) or other legal requirement of any governmental authority, (ii) would potentially mitigate the Site Provider’s liability in an actual or potential lawsuit, (iii) is necessary or appropriate to protect the Site Provider’s rights or property, or the rights or property of any person or entity, (iv) is necessary or appropriate to enforce this Agreement or (v) is required or necessary to deter illegal behavior (including, but not limited to, fraud).

The Site and the Site Provider may use the details of transactions executed through the Site for promotional and informational purposes and publish their details on the Site, provided that such publication will not identify the Expert or Member in any means other than their Screen Name.

The Site Provider may, in its discretion, create co-branded Websites with its partners. In such case, the Expert listings may appear in the co-branded site, but the Site Provider will not transfer any personally identifiable information about the Expert to the other Website without receiving the Expert’s prior consent. The co-branded sites are maintained on servers maintained and controlled by the Site Provider. The Site Provider may record the website from which a visitor has linked to the Site. If a visitor registers to become a Member and/or an Expert, the Site Provider may track the partner's name, in order to further the relationships the Site Provider has with its partners.

International Users

The Site Provider makes no claim that the content of the Site is appropriate or may be downloaded in every and all the countries. You access the Site at your own risk and are responsible for compliance with the laws of your jurisdiction regarding online conduct and acceptable content.

Links

The Site may contain links to Websites operated by third parties. The Site Provider has no control over such sites and the information provided in them. You acknowledge and agree that the Site Provider is not responsible for the availability of such third party Websites and will not be responsible or liable for any content, advertising, products, privacy policy or other materials contained therein. You warrant and agree that the Site Provider will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, products or services available on or through any third party Websites. The Site Provider encourages all Experts to be aware when leaving the Site and to read the privacy statements of all Website that collects personally identifiable information.

Advertisements

The Site Provider may include in the Site advertisements on its own behalf or paid advertisements on behalf of interested companies and/or individuals. By clicking on the advertisements, the Expert may be shifted to a Website of the advertiser or receive other messages, information or offers from the advertiser. You acknowledge and agree that the Site Provider is not liable for the privacy practices of advertisers or the content of their Websites, information, messages or offers. You are wholly liable for all communications with advertisers and for all transactions subsequently executed.

Termination of Account by Expert

You may terminate your Agreement with the Site and the Site Provider at any time by sending a signed notice to the Site Provider via mail, fax or Email. The Site Provider shall use reasonable efforts to invalidate your user name and password within thirty (30) days of receiving such notice. You may inactivate your own account for any desired period of time from within your account. Notwithstanding termination, all obligations of Expert under this Agreement relating to any activity prior to the termination date shall remain in full force and effect.

Intellectual Property and Limited License

The Site contains copyrighted material, trade secrets and proprietary information owned by the Site Provider, in particular the copyright, trademarks, database and patents, in the Site and in any software, application, graphics, text and other materials used therein, and the organization of the materials contained therein. The Site Provider grants you a nonexclusive, revocable right to use the Site provided that you do not copy, modify, create a derivative work of, reverse engineer, disassemble or otherwise attempt to discover any source code, or breach this Agreement.

This Agreement does not grant you any rights to patents, copyrights, trade secrets, trade names, trademarks (whether registered or unregistered), domain names or any other rights, functions or licenses in respect of the Site. You may not create derivative software based upon any trade secret, intellectual property or proprietary information of the Site or the Site Provider. Furthermore, you may not sub-license, assign or transfer, sell or make any other commercial use of your Membership in the Site.

You may not adapt or use any trademark or trade name, domain name similar to or likely to be confused with that of the Site Provider or the Site, or take any other action which infringes or impairs the Site Provider’s trademark rights.

Copyright Policy

The Site Provider respects the intellectual property of others, and we ask our users to do the same. The Site Provider may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the Site's Copyright Agent the following information:

1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

2. a description of the copyrighted work that you claim has been infringed, including the URL (Web page address) of the location where the copyrighted work exists or a copy of the copyrighted work

3. a description of where the material that you claim is infringing is located on the site, including the URL;

4. Your address, telephone number, and email address;

5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and

6. a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Indemnification

You agree to indemnify, defend and hold harmless the Site Provider, its affiliates, and their respective officers, directors, shareholders, employees, sub-contractors and agents against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and reasonable attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against the Site Provider or such party, to the extent that such claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by you according to this Agreement; (b) your provision of services to any third party, regardless of whether or not they are Members of the Site; or (c) any materials that you post to the Site and/or any content on your Website or otherwise provided to Members. You represent and warrant that you maintain and will continue to maintain adequate insurance if such insurance is required by any applicable laws or regulations which apply to your provision of services, including, without limitation, professional liability insurance applicable to the legal and medical professions

Notice

Any notice or other communication to be given hereunder will be in writing and, unless otherwise provided, given by facsimile, postpaid registered or certified mail/return receipt requested, or electronic mail. The date of receipt shall be deemed the date on which such notice is given.

No Assignment

You shall not assign this Agreement or assign, pledge or mortgage any rights or delegate any obligations hereunder, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of the Site Provider. Any purported transfer, assignment or delegation by you without the appropriate prior written approval will be null and void and of no force or effect.

Modifications to this Agreement

The Site Provider may change this Agreement by posting modifications on the Site. Unless otherwise specified by the Site Provider, all modifications shall be effective upon posting. Therefore, you are encouraged to check the terms of this Agreement frequently. By using the Site after the changes become effective, you agree to be bound by such changes to the Agreement. If you do not agree to the changes, you may terminate this Agreement as set forth above.

Miscellaneous

Nothing in this Agreement shall be construed as making either party the partner, joint venture, agent, legal representative, employer, or employee of the other. Neither party shall have, or hold itself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action, that shall be binding on the other, except as provided for herein or authorized in writing by the party to be bound. This Agreement shall be interpreted only in accordance with the laws of Hungary (excluding any rules governing choice of laws) and any legal proceeding arising out this Agreement will occur exclusively in courts Hungary. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to this Agreement or the Site must be filed within one (1) year after such claim or cause of action arose or be forever barred. This Agreement will be binding on and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto. This Agreement (and the policies referenced herein and incorporated by reference) constitutes the entire agreement between the Site Provider and you with respect to the subject matter hereof, and you agree that you have not relied upon any promises or representations by the Site Provider with respect to the subject matter except as set forth herein. You are prohibited from providing services to Members who live in a country which is prohibited by law, regulation, treaty or administrative act from entering into trade relations with Hungary. In the event of any conflict between this Agreement and the Member Agreement, this Agreement shall take precedence. No waiver, concession, extension, representation or any alteration or addition to this Agreement or pursuant hereto will be effective unless made expressly and in writing. The paragraph headings herein are solely for the sake of convenience and will not be applied in the interpretation hereof. If any provision of this Agreement is held by a court of competent jurisdiction to be illegal, invalid, unenforceable or otherwise contrary to law, the remaining provisions of this Agreement will remain in full force and effect.

Violation

You may report any violation of this Agreement to PsychAsk.

PsychAsk Contacts

Address: 1067, Teréz körút 41, Budapest, Hungary.

Tel (Europe): +36 30 497 5980

Tel (USA): +1 (646) 661-2882

For Members & visitors:

E-mail: help@PsychAsk.com

For Experts:

E-mail: recruitment@PsychAsk.com

Skype: PsychAsk.com

For Payment issues:

E-mail: payment@PsychAsk.com

Updated: September 1, 2014